I am an independent contractor and have no insurance. I am now pregnant before having a chance to get health insurance. Health insurance once pregnant is. Conclusion. The good thing about not making much money, is that you are used to living on not much money, and therefore you dont need much money to retire on! Disclaimer: Financial Samurai exists to thought provoke and learn from the community. Your decisions are yours alone and we are in no way responsible for your actions. Stay on the righteous path and think long and hard before making any financial transaction! How to Stop Spending Too Much Money. Do you find yourself spending your paycheck or your allowance as soon as you get it? Once you start spending, it can be difficult.
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